In today’s volatile market, characterised by global uncertainties and sector fluctuations, investors must adopt strategies that balance risk and reward. A diversified approach has become essential for navigating this complex financial landscape.

By spreading investments across multiple sectors, asset classes, and company sizes, investors can reduce their reliance on any single market segment, ensuring long-term wealth creation.

India’s growth story is increasingly broad-based, spanning across traditional industries, emerging technologies, and a wide range of company sizes—from large caps to promising mid- and small-cap firms.

A Multicap strategy enables investors to capitalize on this diverse growth while mitigating risks. By tapping into various market segments, investors can benefit from long-term growth across multiple fronts, reducing their exposure to market volatility.

To help consumers harness these opportunities, Tata AIA Life Insurance Co. Ltd. introduces the Tata AIA Multicap Opportunities Fund and the Tata AIA Multicap Opportunities Pension Fund.

These funds offer a diversified equity strategy, anchored to the Nifty 500 Index, providing broad-based exposure to India’s economic growth across large, mid, and small caps.

Both funds will be available for subscription at an initial price of ₹10 per unit during the New Fund Offer (NFO) period from 24 December 2025 to 31 December 2025. Investors can access these funds through Tata AIA’s Unit

Linked Insurance Plans (ULIPs), which offer market-linked growth alongside the security of life insurance cover.

Fund Features:

  • Equity Exposure: 60% to 100%
  • Debt and Money Market Instruments: Up to 40% (for risk management across market conditions)
  • Benchmark: Nifty 500 Index, capturing over 90% of India’s free-float market capitalization

Designed for Long-Term Investors with Protection

The Multicap Opportunities Fund offers a balanced approach to investing, combining large-cap stability with the growth potential of mid- and small-cap stocks. The flexible portfolio structure ensures that investors can manage risks while capitalizing on India’s diverse growth opportunities.

By offering these funds through ULIPs, Tata AIA enables consumers to plan for both wealth creation and family protection in one integrated, long-term solution. Additionally, tax benefits may apply as per prevailing tax laws.

Commenting on the launch, Harshad Patil, Chief Investment Officer, Tata AIA Life Insurance, said: “India’s growth opportunity is increasingly broad-based—across sectors and across company sizes.

A Multicap strategy helps investors participate in that breadth while avoiding over-dependence on any single market segment.

With the Multicap Opportunities Fund, we aim to offer policyholders a disciplined way to build long-term wealth through diversified equity exposure, anchored to the Nifty 500, and backed by Tata AIA’s investment management capabilities.

By making this available through our ULIPs, we also enable customers to combine market participation with life cover as part of a long-term plan.”